Cash Loans in Dallas, Texas
$100 - $1,500

Need a Hand in Dallas? Get Connected to Cash Loans Fast

We help Dallas residents find local and online lenders for life's unexpected expenses. Skip the long lines and request from $100 to $1,500 through our secure matching platform.

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How It Works

Get the funds you need in a few simple steps

1

Complete the Form

Fill out our simple online request form with your basic information and loan amount needs.

2

Lender Matching

Our system communicates with a network of lenders to find a potential match for your profile.

3

Review Terms

If matched, review the lender's loan agreement, APR, and repayment schedule carefully.

4

Receive Funds

Once you e-sign the agreement, funds are typically sent to your bank account as soon as the next business day.

Apply Now

Fill out the form below to get matched with a lender

Lenders in our network may perform credit checks through major bureaus or alternative providers. Submitting a request through our website does not guarantee you will be matched with a lender or approved for a loan.

Loan Information

Loan Details

Loan Amounts

$100 - $1,500 (Subject to Dallas city ordinances and income verification)

Loan Terms

7 to 180 days (Varies by loan type and lender)

APR Range

200% - 600%+ (Varies significantly by lender and Credit Access Business fees)

Types of Loans Offered

Payday Loans Installment Loans Cash Advances

Eligibility & Documents

Eligibility Requirements

  • At least 18 years old
  • U.S. Citizen or Permanent Resident
  • Active checking account
  • Steady source of income
  • Valid email and phone number

Required Documents

  • Government-issued ID
  • Recent pay stub or proof of income
  • Bank statement
  • Social Security Number

Why Choose Us

Local Dallas Context

We understand the needs of Dallas residents from Deep Ellum to North Dallas.

Flexible Amounts

Request from $100 up to $1,500 based on your income and lender terms.

Streamlined Process

Our online form takes just minutes to complete from your phone or desktop.

All Credit Types

Lenders in our network consider more than just your FICO score.

Quick Funding

If approved, funds are typically deposited as soon as the next business day.

Clear Disclosures

We prioritize transparency by providing all state and city specific information up front.

What Our Customers Say

Helped with my car repair

I had a flat and a busted rim on I-35 and didn't have the $400 to fix it before my shift at the hospital. This site connected me to a lender quickly. The fees were high but it got me back on the road.

Marcus Henderson ·Dallas (Oak Cliff), TX

Simple and fast

I was skeptical about online loans but the form was easy. I needed $600 for my daughter's school fees. Got matched in about 3 minutes and the money was in my account the next morning.

Elena Rodriguez ·Lake Highlands, TX

Great matching service

Needed some extra cash for the holidays when my bonus was delayed. This service did exactly what it said it would do. Make sure you read the Dallas city rules they list, it's helpful.

James Patterson ·Dallas (Preston Hollow), TX

Life saver

Had an unexpectedly high electric bill during the summer heat. The process was straightforward. Not a fan of the interest rates but for a quick fix it worked out fine.

Sarah Jenkins ·Mesquite, TX

Fast response

Usually these sites take forever but I got a response almost immediately. Borrowed $300 for some groceries and bills. Very professional interaction with the lender I was matched with.

David Liu ·Dallas (Deep Ellum), TX

Highly recommend for emergencies

I've used other sites before but this one felt more transparent about the local Dallas laws. I got exactly what I requested without any hidden surprises.

Maria Garcia ·Grand Prairie, TX

Payday Loan and Cash Advance Stores in Dallas, Texas

Borrowers in Dallas can access quick financial solutions by visiting one of the many local storefronts specializing in cash advances, title loans, and check cashing. These establishments provide in-person assistance for those needing immediate funds, though you can also choose to apply online through our matching service for added convenience.

TitleMax Title Loans

Title Loans

610 E. Jefferson Blvd, Ste. 130 & 140, Dallas, TX 75203

(972) 728-0494

Mon-Fri 10:00 am - 7:00 pm, Sat 10:00 am - 4:00 pm

ACE Cash Express

Payday Loans

3306 W Camp Wisdom Rd Ste 120, Dallas, TX 75237

(972) 709-1206

Mon-Fri 9:00 am - 7:00 pm, Sat 9:00 am - 6:00 pm

Cliff's Check Cashing

Check Cashing

1050 N Westmoreland Rd 122, Dallas, TX 75211

(214) 333-2326

Mon-Sun 8:00 am - 8:00 pm

Speedy Cash

Cash Advance

2601 S Hampton Rd, Dallas, TX 75224

(214) 330-4500

Mon-Thu 9:00 am - 7:00 pm, Fri 8:00 am - 8:00 pm, Sat 10:00 am - 6:00 pm

Check N Title Loans

Title Loans

3821 S Buckner Blvd, Dallas, TX 75227

(214) 381-3333

Mon-Fri 9:00 am - 6:00 pm, Sat 9:00 am - 3:00 pm

VIP Title Loans

Title Loans

3040 N Stemmons Fwy, Dallas, TX 75247

(214) 819-9491

Mon-Fri 9:00 am - 6:00 pm

Check `n Go

Cash Advance

4010 Ross Ave, Dallas, TX 75204

(214) 827-0797

Mon-Fri 10:00 am - 6:00 pm, Sat 10:00 am - 2:00 pm

Security Finance

Cash Advance

3333 W Camp Wisdom Rd Ste 126, Dallas, TX 75237

(214) 943-3343

Mon-Fri 8:30 am - 5:30 pm

ACE Cash Express

Payday Loans

3117 Al Lipscomb Way, Dallas, TX 75215

(214) 421-4894

Mon-Thu 9:00 am - 6:00 pm, Fri 9:00 am - 7:00 pm, Sat 10:00 am - 5:00 pm

Cliff's Check Cashing

Check Cashing

19021 Midway Rd, Dallas, TX 75287

(972) 865-8765

Mon-Thu 9:00 am - 7:00 pm, Fri 8:00 am - 10:00 pm, Sat 9:00 am - 7:00 pm, Sun 11:00 am - 6:00 pm

Dallas Community Profile

Dallas is a primary economic engine for the Southern United States, boasting a diverse industrial base that includes telecommunications, financial services, and transportation. While the city attracts major corporate headquarters and a skilled workforce, it also grapples with a high cost of living and a poverty rate that remains notably above the national average. The combination of sprawling urban geography, which necessitates high transportation costs, and a significant portion of the population in lower-income brackets, creates a landscape where financial volatility is common. Consequently, many residents find themselves needing short-term lending options to manage cash flow gaps or cover emergency expenses such as car repairs and healthcare.

1,304,442
Population
$70,518
Median Income
16.7%
Poverty Rate
4.0%
Unemployment

Transportation to Work

Drove Alone 68.5%
Carpooled 11.4%
Public Transit 2.2%
Walked 1.8%
Work from Home 14%
Other 2.1%

Class of Worker

Private Wage & Salary 82.7%
Government 10%
Self-Employed 7.1%
Unpaid Family 0.2%

Household Income Distribution

Under $25K 19.5%
$25K - $50K 18.2%
$50K - $75K 16.1%
$75K - $100K 12.8%
Over $100K 33.4%

Source: U.S. Census Bureau, 2023 American Community Survey 1-Year Estimates; U.S. Bureau of Labor Statistics (July 2025)

Frequently Asked Questions

Are payday loans legal in Dallas?
Yes, payday loans are legal in Dallas, but they are subject to strict city ordinances designed to protect borrowers from cycles of debt.
How much can I borrow in Dallas?
Per Dallas city code, a payday loan cannot exceed 20% of your gross monthly income. This ensures the loan is somewhat proportional to your earnings.
Can I get a loan with bad credit?
Many lenders in our network look beyond traditional credit scores and focus on your current income and employment history.
What is a Credit Access Business (CAB)?
In Texas, most payday lenders are CABs that bridge the gap between you and a third-party lender, charging a fee for this service.
Does Dallas have special loan rules?
Yes, Dallas requires that each installment or refinance must reduce the principal balance by at least 25% of the original loan amount.
How quickly will I get the money?
While we are not a lender, most lenders in our network can deposit funds as soon as the next business day after approval.
What happens if I can't repay on time?
You should contact your lender immediately. Dallas ordinances limit the number of times a loan can be refinanced to three times.
Are there limits on refinances?
Yes, under the Dallas ordinance, a loan may be refinanced no more than three times.
Is my information secure?
Absolutely. We use industry-standard 256-bit encryption to ensure your personal and financial data remains private.
Can I have multiple loans?
Dallas city ordinance limits borrowers to one loan at a time from a specific lender or its affiliates to prevent over-extension.

Ready to Get Started?

Need cash for an emergency? Most lenders in our network offer next-day funding.

Request Cash Now